For subscribers
Financial freedom is being able to pay for all expenses, not how much you have
Sign up now: Get ST's newsletters delivered to your inbox
Many people face risk of not having enough money because they do not even know how much they need to spend every month
PHOTO: PIXABAY
You are treating the family to a dinner at a new neighbourhood restaurant near your home that only accepts cash. Before walking there, you stuff two $50 notes into your pocket as you assume it will be enough. Imagine the embarrassment when the waiter shows you a bill for $120 later.


